#45 Surrogacy Costs 2025 in the United States: Parent Guide Inside!

Episode Notes

Wondering how much surrogacy actually costs these days? Prepare yourself for sticker shock.

 In this conversation, we break down why prices are rising faster than inflation—and what’s changed since 2020. From agency fees and surrogate pay to IVF and insurance costs, we walk through where your money really goes and how you can plan ahead without feeling blindsided.

 Whether you're just starting or already building your budget, you’ll walk away with real numbers, smart insights, and a few hope-restoring strategies.

 🎧 Press play to cut through the confusion and get clear on what surrogacy really costs in 2025.

What You’ll Learn:

• 03:38 — What surrogacy really costs in 2025 (and how it compares to 2020)

• 09:18 — Why costs have exploded: supply, demand, and industry behavior

• 13:36 — The 4 biggest expenses: where 85% of your money is going

• 16:10 — Sneaky extras to budget for (beyond just compensation and IVF)

• 20:26 — What lien policies are—and how they can add $30K

• 24:25 — Why some people pay $80K and others $300K for the same goal

• 25:16 — What independent surrogacy really costs without an agency

• 27:37 — How many transfers = more cost (unless you use guarantee programs)
  

Resources Mentioned:

• 2025 Ultimate Surrogacy Cost Guide & Calculator (Free on BloomBridge)

• Surrogacy Step-By-Step Guide (Free Starter Kit) 

• SMS #4: The High Cost of Hope: Tackling the financial burden of surrogacy with Alexandra French

• BloomBridge Surrogacy App
  

Key Takeaways:

• A typical journey in 2025 ranges from $160K–$200K+

• Four expenses alone make up over 85% of your total cost

• Lien policies, agency markups, and rising surrogate comp are driving costs higher

• Independent surrogacy can lower the price—but comes with tradeoffs
  

🎧 Feeling overwhelmed by the cost?

Download our free 2025 Surrogacy Cost Guide and run your numbers using the BloomBridge calculator—so you can plan with clarity, not guesswork.